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Meeting Description

Date: March, 2004:
Insurance and Investments for the Computer Consultant

Randy Williams will give an overview of insurance and investments for the computer consultant.

Topics include:

Health Insurance

  • HMO, PPO, or Traditional
  • HAS, or High Deductible Standard Plan
  • Group or Individual
  • OMIP
  • Why is it so expensive?
Disability Insurance
  • Income Replacement
  • Accident Insurance
Credit Insurance Life Insurance
  • Term and Permanent
  • Annuities
  • Mutual Funds

Randy L. Williams began his career in the insurance industry in Portland, in 1987. The major area of his practice has been working with small business owners, helping them keep more of the money that their business earned. These endeavors led naturally to employee benefit plans, such as pensions and Section 125 (cafeteria) plans, key employee benefits, and investment products like annuities and mutual funds. It is nearly impossible to offer all of the types of insurance that business owners need while working with a single company. This required him to become an independent producer, so he could offer the best products to meet the needs of his clients, regardless of what company sold them. He now represents most of the major insurance providers that offer coverage in Oregon and Washington.

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